01
Analyze
Compare details across your three reports, side by side.
Credit clarity, in plain English
Your credit report deserves a second opinion.
Compare reports. Understand possible errors. Choose your next step.
Concept preview. Report uploads and analysis are not available yet.
Illustrative demo
Fictional sample · not a real analysis
Example account · Pine Bank card · fictional
EquifaxExperianTransUnion
$1,284
$0
$0
Worth a closer look · Balance differs
Looks accurateCloser lookPossible error
Different information is not automatically an error. This made-up example only shows how a difference could be flagged for your review.
Built around clarity and your control
Plain-English explanationsPossible errors onlyYou decide what is wrong
A simple three-step idea
Analyze. Rate. Act.
A clearer way to review what your reports say—without guessing or promising outcomes.
02
Rate
Understand what looks accurate, needs a closer look, or may be an error.
03
Act
You choose what is wrong. You review, sign, and send any letter.
You review every detail. ClearLedger never contacts a bureau, creditor, or collector for you.
Pay for clarity, not outcomes
Start free. Go further if needed.
Proposed US-dollar pricing. Paid services will be available only after legal review, with payment after the service is fully performed.
Free Scan
Up to three reports, cross-bureau comparison, a summary of findings and one possible error explained in full.
$0
Start here
Dispute Kit
Every rating and explanation, evidence lists, reviewed letter preparation, print/PDF and a basic tracker with reminders.
$29
One-time · proposed
Follow-Through
Next-step letters after a response, plus a re-scan of updated reports to understand what changed.
$19
Per round · proposed
Free
For individuals getting started
$0/month
- 1 workspace
- Up to 3 team members
- Basic analytics
- Community support
You can dispute errors directly with the credit bureaus for free.
The report tools shown on this page are a concept preview and are not available yet.
Good questions
Straight answers.
Educational information, not legal advice.
ClearLedger is not a law firm and does not guarantee any outcome. You can dispute errors directly with the credit bureaus for free.